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Income Tax Services

Tax Planning & Advisory

Stop discovering your tax bill in July. Our advisors plan it in April β€” structuring salary, investments, capital gains and business income so you legally pay the minimum, with zero year-end surprises.

CA-Led Advisory Year-Round Support 100% Legal Optimisation
Income & Investments Mapped
Regimes & Scenarios Compared
Personal Tax Plan Delivered
Savings Realised All Year!
Quick Overview

Understand It in 30 Seconds

What is tax planning?

Arranging your income, investments and expenses within the law so less of your money goes to tax β€” using regimes, deductions, exemptions, timing and structure deliberately instead of by accident.

Who needs it?

Salaried professionals crossing β‚Ή10 lakh, business owners deciding how to pay themselves, investors sitting on gains, NRIs, and anyone whose tax bill felt "too big" last year.

Why does it matter?

Most taxpayers overpay simply through poor timing and default choices. Planned early, the same income routinely bears 10–30% less tax β€” compounding into serious wealth over the years.

Key Benefits

What Professional Tax Planning Delivers

Lower Tax, Legally

Every deduction, exemption and rebate you actually qualify for β€” claimed by design.

Right Regime, Every Year

Old vs new regime re-evaluated annually as your income and investments change.

Smart Salary Structuring

HRA, NPS, LTA, reimbursements and employer contributions arranged tax-efficiently.

Capital Gains Timing

Harvesting, holding periods, and Sections 54/54F/54EC exemptions planned before you sell.

No Advance-Tax Shocks

Quarterly instalments computed on time β€” no 234B/234C interest eating your returns.

Defensible Positions

Every strategy is documented and law-backed β€” aggressive schemes are not our business.

Eligibility

Who Needs Tax Planning?

Salaried Professionals

Especially above β‚Ή10 lakh β€” CTC structuring and regime choice make a visible difference.

Business Owners & Founders

Remuneration vs dividend mix, family salaries, depreciation and entity structure planning.

Investors & Property Sellers

Equity, mutual fund, crypto and real-estate gains need planning before the sale, not after.

NRIs & Cross-Border Earners

Residency status, DTAA relief and repatriation planned to avoid double taxation.

The best month for tax planning is April β€” the worst is March. Start early, save more.
Documents Required

Keep These Ready

Income Details
salary slips / CTC structure, business P&L
Last Filed ITR
and the latest Form 26AS / AIS
Current Investments
80C, NPS, insurance and ELSS holdings
Portfolio Statements
broker, mutual fund and property holdings
Loan Details
home, education or business loan schedules
Family Structure
earning members, dependants, HUF if any
Planned Transactions
property sales, ESOP exercises, big expenses
Bank Summaries
major inflows and recurring commitments
How It Works

Advisory in 5 Simple Steps

One-time plans or year-round retainers β€” both start the same way

01

Discovery Call

We map your income sources, goals and last year's tax pain points.

02

Data Review

Your returns, AIS, investments and loans are analysed in detail.

03

Scenario Modelling

Regimes, structures and investment options are computed side by side.

04

Your Tax Plan

A written, prioritised action plan with projected savings per step.

05

Ongoing Support

Quarterly reviews, advance-tax alerts and on-call advice all year.

Why Allied Business

Registration, Minus the Headache

Experienced Professionals

Chartered Accountants & Company Secretaries handle your filing.

Transparent Pricing

One fixed fee agreed upfront β€” no hidden charges, ever.

Fast Processing

Same-day document processing and proactive follow-ups.

Expert Support

A dedicated expert answers your questions at every step.

End-to-End Assistance

From application to post-registration compliance calendar.

Get a Free Consultation

Speak to a registration expert β€” free, no obligations.

Frequently Asked Questions

Completely β€” planning uses deductions, exemptions and choices the law itself provides. What we never touch is evasion (hiding income) or sham transactions; every recommendation is defensible in an assessment.

Salaried clients typically save β‚Ή30,000–₹2 lakh a year through regime choice, CTC restructuring and investment alignment; business owners often save more through remuneration and entity planning. We quantify your number in the first review.

At the start of the financial year. Salary structures, regime elections and investment timing work best with 12 months of runway β€” March-end "planning" is mostly damage control.

There is no universal answer: the new regime's lower rates compete with the old regime's deductions. The break-even depends on your HRA, 80C, 80D, NPS and home-loan interest β€” we compute both every year.

Yes β€” timing the sale, choosing between Sections 54, 54F and 54EC bonds, and planning reinvestment windows are core advisory work. Talk to us before you sign the deal.

Yes β€” the salary vs profit vs dividend mix, family member remuneration, and entity choice (proprietorship vs LLP vs company) can change your effective tax rate dramatically.

If your tax liability beyond TDS exceeds β‚Ή10,000, you must pay in quarterly instalments (June, September, December, March). Missing them costs 1% monthly interest β€” our calendar keeps you ahead.

Both available: a one-time plan with a written roadmap, or an annual retainer with quarterly reviews, advance-tax computations and unlimited advisory calls. Most clients start one-time and upgrade.

Ready to Pay Less Tax β€” Legally?

Get a written plan with your projected savings, from CAs who do this daily.