Working Capital Assistance
Free the cash trapped in your operating cycle. We assess your working capital gap, prepare the complete loan proposal and CMA data, and liaise with banks until your cash credit or overdraft limit is sanctioned.
Understand It in 30 Seconds
What is working capital assistance?
Support in securing short-term credit β cash credit, overdraft or working capital demand loans β that funds your day-to-day operating cycle: inventory, receivables and vendor payments.
Why does the operating cycle need funding?
Most businesses pay suppliers before customers pay them. That gap β buying inventory, extending credit to buyers, waiting for collection β is exactly what working capital finance bridges.
Why get assistance rather than apply directly?
Banks assess working capital limits against specific ratios and CMA data formats. Correctly presented, a proposal moves faster and often secures a better limit than an ad-hoc application.
What Working Capital Assistance Delivers
Smoother Cash Flow
Bridge the gap between paying suppliers and collecting from customers without strain.
Room to Grow
Take on larger orders and longer payment terms without cash constraints holding you back.
Right-Sized Limits
Correctly assessed working capital gap means neither under-funding nor over-borrowing.
CGTMSE-Backed Options
Collateral-free limits explored for eligible MSMEs under the credit guarantee scheme.
Faster Sanction
Complete documentation and CMA data reduce back-and-forth with the bank.
Competitive Terms
A well-presented proposal supports better negotiation on interest rates and margins.
Who Should Apply for Working Capital?
Trading & Manufacturing Businesses
Inventory-heavy operations with a natural cash-to-cash gap.
Growing Order Books
Winning larger contracts than current cash flow comfortably supports.
Extended Receivable Cycles
Customers paying on 30β90 day terms while suppliers expect faster payment.
Seasonal Businesses
Cyclical demand requiring a flexible limit rather than a fixed term loan.
Keep These Ready
Assistance Process in 5 Simple Steps
Typical timeline: 2β4 weeks from application to sanction, bank-dependent
Free Consultation
We assess your operating cycle and estimate the working capital gap.
Gap Assessment
Inventory, receivable and payable cycles analysed to size the right limit.
CMA Data & Proposal
Financial data prepared in bank format with a supporting proposal.
Bank Liaison
Application submitted and we coordinate with the bank through processing.
Sanction & Disbursement
Limit sanctioned and documentation completed for drawdown.
Registration, Minus the Headache
Experienced Professionals
Chartered Accountants & Company Secretaries handle your filing.
Transparent Pricing
One fixed fee agreed upfront β no hidden charges, ever.
Fast Processing
Same-day document processing and proactive follow-ups.
Expert Support
A dedicated expert answers your questions at every step.
End-to-End Assistance
From application to post-registration compliance calendar.
Get a Free Consultation
Speak to a registration expert β free, no obligations.
Frequently Asked Questions
Ready to Free Up Your Working Capital?
Right-sized limits, complete documentation, faster sanction.